About Jaeger & Flynn Associates, Inc.

Jaeger & Flynn Associates, Inc. founded in 1988, is a leading Upstate New York provider of insurance, employee benefits and human resources support services. Our full range of brokerage and consulting services include:

• Employee benefits, products and services
• Property and casualty coverage and services
• Supplemental and executive benefit plans and services
• Flex Account (FSA, DCAP, HSA, HRA) and COBRA administrative services
• Human Resources consulting and support services
• Wellness Services

Jaeger & Flynn Associates, Inc. (JFA) is not "Just a Broker" – Our team creates customized programs to meet individual business needs and workforce cultures, while seeking long-term, strategic solutions that are "outside the box".


Friday, June 22, 2012

That Kids, Is Why You Wear A Helmet

When I was younger, I spent hours riding my Huffy bicycle.  It had a kickstand and a "banana" seat and I loved it.  This was in the 1980s: the tide was just starting to turn on seat belt usage (no click it or ticket yet) and I never ever wore a helmet.  I didn't always wear shoes either, until my foot slipped off the pedal and I scraped my toe against the blacktop.  I still have a scar. 

We lived in a cul de sac so there was an element of protection from traffic - that's not to say that we didn't venture out on the roads from time to time.  We certainly did.  We knew not to talk to strangers, rode with traffic, and never ventured out alone.  Still... no helmets.

Several years ago, I entered the sport of triathlon.  One of the stead fast rules is: athletes must wear a CPSC approved helmet and the chin strap must be fastened any time they are on their bikes.  This means that riding to and from the car... helmet.  If the referee sees you without and you are on your bike, immediate disqualification.  They are that serious.  I get it.  I really got it after my first big crash.  I also learned not to go around a corner with my inside pedal down.  The pedal hit the ground and through the air I went.  I had road rash and cuts on both knees, a shoulder (which was also separated), a hip, and my cheek.  My helmet cracked.  That could have been my head.

Lesser falls without head protection have been known to cause severe damage - biking, skiing, snowmobiling, roller blading - all carry a certain amount of risk whether you go 20 miles per hour or 2.  Click here to read the People magazine article on Natashia Richardson.

This past weekend I crashed again.  After 7 or 8 years, I guess I was due.  This time, my cheek was spared - my sunglasses did get scratched though, and my helmet has divots and dimples from the impact. 

This Garmin has seen better days



When my daughter rides her scooter she always wears her helmet.  Often knee pads too, as she is prone to falling like her mother.  When she learns to ride a two wheeler, she will also always wear a helmet.  I can't protect her from lousy or distracted drivers (big fear) and I can't stop her from falling, but I can certainly make sure she learns the value of protective gear.